It takes hands to build a house, but only hearts can build a home.

Author Unknown

Tuesday, October 04, 2011

Chapter 10, Page 4, Book 11

Budget: a mathematical confirmation of your suspicions. 

A.A. Latimer


I've found a budget I can work with and when I apply these lessons in my life I always have enough for what I need.

Give away 10 per cent of my money, then save 25 percent of it and use the remainder for spending

When you are on a fixed income it is very important that you save a little every month.  Unexpected things always happen.  When they happen at my house they always seem to come in 3's, so if I didn't have a little put by, I'd be in a fix for sure.

The two rules of procrastination:  1) Do it today.  2) Tomorrow will be today tomorrow.  

Author Unknown

Indecision and procrastination are what we do to avoid the responsibility of putting our choices into action. If you find yourself always in a state of indecision, perhaps you are trying to do too much and need to break things down into smaller digestible steps. Perhaps your decision is not in line with your values or some important aspect of your life. You may need to reevaluate what you’re trying to do.

Remember that you will never know if a decision is right or wrong until it’s acted upon. Every important decision involves risk and sometimes trade-offs. If you have a decision to make, make it today. And, more importantly, act on it today.
That's my 2 for this Tuesday.  Having a budget and making good decisions.

I hope you all have a TERRIFIC Tuesday!

'On Ya' -ma


Pat MacKenzie said...

A couple of very wise 2's today. I'll have to think about mine. I like the October poem and the picture that accompanies it.

betty said...

Those are great Tuesday 2's, Ma! I like the give 10% and save 25%. I know my pastor said out of every 10 dollars, give a dollar, save a dollar and learn to live on the other eight dollars. Budgets are important indeed! So true about not procrastinating too, especially when dealing with a decision; I think worrying more about it gets to a person than just making it and living with the "consequences" and most decisions we make are pretty good ones I think.

enjoy the day!


peggy said...

I think that's a great formula for a budget. Now if I can just do it.......

jack69 said...

Thanks for your 'TWO's', always enjoy the morning stop over. Helps start the day.

Sounds like a great budget!
we are cool, down to 63 last nite now 75. Just the right feel for a camp fire this evening.
From central Fla
Sherry & Jack

Rose said...

Love this! I try real hard never to procrastinate.

It is hard to save when living on a Social Security check and some days I feel I should look for a part time job but I put in 42 years and these weary bones are tired of working.


Unknown said...

Great tips, Ma. They do work too. Love Autumn so especially enjoyed the gorgeous picture in this entry. take care. Love you.


You are sure right about budgeting donating and saving. I'm making do with alot less but trying to put some money back for the other things too. It's hard to do, but necessary. Been a procrastinator my whole life. Always worried about making the wrong decision. But that attitude hasn't served me well. CHANGE is in the air. Take care, MA. Great advice as usual.