Proportion your expenses to what you have,
We all know that things cost a lot more today than they did 10 years ago. My utility bills, my food, and even my coffee cost more than they used to. So I thought I’d join the ranks of the frugle bloggers sharing tips on saving money and share a few of my favorites today.
Avoid spending money on frivolous things or giving in to impulse purchases. Before making that "need to have" purchase, sleep on it overnight. Buy it only if you still want it desperately the next day
Buy only if you have the cash to pay for an item, even if you are using your credit card to make the purchase
Reduce or eliminate your magazine subscriptions. Go to your local public library to catch up on the latest edition of your favorite magazine. It's free
Shop with a list. Don't stray, except to buy seasonal products you can use
Food is the largest expense after housing and transportation. How you shop and cook can make a big difference
I’ve had to watch my budget for many years and watching what I spend money on is nothing new to me. Since my family is all on their own now, things are not as tight as they once were, but everything costs more too.
My motto for now is: If I have the money I can buy it, if I don’t – I won’t.
Starting tomorrow I’ll be sharing more wisdom of a very different kind.
Have a great Saturday everyone!
THOUGHT FOR TODAY
The odds of going to the store for a loaf of bread and coming out with ONLY a loaf of bread are three billion to one.
‘On Ya’- ma